English to Russian Bus/Financial Insurance insurance and reinsurance

All insurance and reinsurance monies handled by [the insurance/reinsurance broker] on behalf of its clients and the Reinsurance Company will be commingled in [the insurance/reinsurance broker]'s client bank accounts set up under a Non-statutory Trust in accordance with CASS 5.4.
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CASS 5.4 Non-statutory client money trust
(1) CASS 5.4 permits a firm, which has adequate resources, systems and controls, to declare a trust on terms which expressly authorise it, in its capacity as trustee, to make advances of credit to the firm's clients. The client money trust required by CASS 5.4 extends to such debt obligations which will arise if the firm, as trustee, makes credit advances, to enable a client's premium obligations to be met before the premium is remitted to the firm and similarly if it allows claims and premium refunds to be paid to the client before receiving remittance of those monies from the insurance undertaking.
(2) CASS 5.4 does not permit a firm to make advances of credit to itself out of the client money trust. Accordingly, CASS 5.4 does not permit a firm to withdraw commission from the client money trust before it has received the premium from the client in relation to the non-investment insurance contract which generated the commission.