Glossary entry (derived from question below)
French term or phrase:
durée de vie moyenne pondérée par l\'encours
English translation:
weighted average maturity
Added to glossary by
Wendy Cummings
Oct 15, 2015 14:53
8 yrs ago
French term
United Kingdom
The highest professional standards
Native in: English
Works in: Spanish to English, French to English
durée de vie moyenne pondérée par l'encours
French to English
Bus/Financial
Finance (general)
securities
Taken from one of the AMF's instructions:
Dans le cas où l’organisme de titrisation a émis des titres financiers d'une durée de vie inférieure à 1 an pour lesquels il existe des titres non encore amortis, l'information sur ces titres doit être distinguée pour permettre d'apprécier, notamment, le montant total de ces émissions, le montant total non encore amorti, la durée de vie moyenne pondérée par l'encours.
I wonder if this is just "weighted average life", or is that over-simplifying?
Thanks.
Dans le cas où l’organisme de titrisation a émis des titres financiers d'une durée de vie inférieure à 1 an pour lesquels il existe des titres non encore amortis, l'information sur ces titres doit être distinguée pour permettre d'apprécier, notamment, le montant total de ces émissions, le montant total non encore amorti, la durée de vie moyenne pondérée par l'encours.
I wonder if this is just "weighted average life", or is that over-simplifying?
Thanks.
Proposed translations
(English)
| 4 | weighted average maturity |
rkillings
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| 4 +2 | debt outstanding-weighted average maturity period |
Francois Boye
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Change log
Oct 15, 2015 21:08: Yolanda Broad changed "Term asked" from "durée de vie moyenne pondérée par l\\\'encours" to "durée de vie moyenne pondérée par léencours"
Oct 15, 2015 21:08: Yolanda Broad changed "Term asked" from "durée de vie moyenne pondérée par léencours" to "durée de vie moyenne pondérée par l\'encours"
Proposed translations
3 days 4 hrs
Selected
weighted average maturity
All you need. The sentence has already established that this concerns the 'montant total de ces émissions'. It goes without saying that the weighting is by amount outstanding on each issue. (If there were some reason for another weighting scheme to make sense, THEN it would require mention; otherwise no.)
If you want to be entirely precise, make it "time to maturity", because you're giving a figure in years or months rather than a calendar date. But the word "maturity" alone commonly does double duty for both concepts.
If you want to be entirely precise, make it "time to maturity", because you're giving a figure in years or months rather than a calendar date. But the word "maturity" alone commonly does double duty for both concepts.
4 KudoZ points awarded for this answer.
Comment: "Thank you."
+2
31 mins
Francois Boye
United States
United States
Native in French
Specializes in field
United States
An economic geek with social skills
Native in: French 
Works in: English to French, French to English, Spanish to English, and 1 more.
Related KudoZ points
:
305
French term (edited):
durée de vie moyenne pondérée par l\'encours
debt outstanding-weighted average maturity period
encours = debt outstanding = amount of debt still unpaid
maturity period = time span to repay debt
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Note added at 3 hrs (2015-10-15 17:57:18 GMT)
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Erratum: insert OF between 'average' and 'maturity'.
Alternative translation: the maturity period's debt outstanding-weighted average
maturity period = time span to repay debt
--------------------------------------------------
Note added at 3 hrs (2015-10-15 17:57:18 GMT)
--------------------------------------------------
Erratum: insert OF between 'average' and 'maturity'.
Alternative translation: the maturity period's debt outstanding-weighted average
Peer comment(s):
| agree |
philgoddard
: Though I think this is slightly confusing - it should be either "debt-outstanding-weighted" or "average maturity period weighted by debt outstanding".
55 mins
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My translation is how statisticians put it, if the clarification above is added.
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| agree |
B D Finch
: Agree with philgoddard's comment.
1 hr
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| neutral |
Nikki Scott-Despaigne
: "average maturity period, weighted by the amount outstanding" (to respect the "pondérée par"). It is the outstanding amount of the debt which does the weighting.
2 hrs
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| neutral |
AllegroTrans
: confusing word order, albeit it you have correctly understood the term
19 hrs
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Discussion
- the "durée de vie moyenne", which is
- "pondérée par l'encours".
Also, although I know it's common, unless reference is being made to a debt which has been paid off, then a debt is obviosuly "outstanding" by nature, or part of its is at least. I'm guilty of saying this sort of thing myself, but it is easier to spot in others' writings! You can get out of this with epxressions such as "oustanding amount" or "oustanding amount of the debt" which would be more accurate.