Oct 16, 2007 13:08
16 yrs ago
10 viewers *
Italian term
frazione di premio
Italian to English
Bus/Financial
Finance (general)
La riserva per frazioni di premio è calcolata analiticamente, per ogni singolo contratto, con il metodo del pro-rata temporis, sulla base dei premi lordi contabilizzati, dedotte le provvigioni di acquisizione e le altre spese di acquisizione, limitatamente ai costi direttamente imputabili.
I'm not at all sure of the best translation for "frazione di premio" .
I'm not at all sure of the best translation for "frazione di premio" .
Proposed translations
(English)
| 5 | (unearned) premium reserve [riserva per frazione...] |
DCypher (X)
|
| 3 +2 | pro-rata premium |
Adele Oliveri
|
| 4 | premium instalments |
Neil Crockford
|
| 3 | partial premium payment |
Paul O'Brien
|
Proposed translations
10 days
Italian term (edited):
la riserva per frazione di premio
Selected
(unearned) premium reserve [riserva per frazione...]
"Unearned premium reserves constitute the portion of premium paid in advance for insurance or reinsurance that has not yet been provided."
"In respect of premium reserves, it is the Group’s policy to ensure that the net **unearned premium reserves** and deferred acquisition costs are adequate to meet the expected cost of claims and associated expenses in relation to the exposure after the balance sheet date. To the extent that the unearned premium reserves and deferred acquisition costs are inadequate, a liability adequacy provision will be held which will initially write down any deferred acquisition asset held. Once any deferred acquisition asset has been exhausted, an additional liability adequacy provision will be established."
"In respect of premium reserves, it is the Group’s policy to ensure that the net **unearned premium reserves** and deferred acquisition costs are adequate to meet the expected cost of claims and associated expenses in relation to the exposure after the balance sheet date. To the extent that the unearned premium reserves and deferred acquisition costs are inadequate, a liability adequacy provision will be held which will initially write down any deferred acquisition asset held. Once any deferred acquisition asset has been exhausted, an additional liability adequacy provision will be established."
4 KudoZ points awarded for this answer.
+2
13 mins
Adele Oliveri
Italy
Italy
Native in Italian
Specializes in field
Italy
Your financial translation expert
Native in: Italian 
Works in: English to Italian, French to Italian, Italian
Related KudoZ points
:
214
pro-rata premium
se ho ben capito, per "frazione di premio" si intende il premio relativo a un periodo inferiore alla solita validità di una polizza assicurativa (es. un anno).
http://www.insurance.za.org/pro-rata-premium.htm
https://vault2.secured-url.com/iib/dictionary_display_by_let...
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Note added at 53 mins (2007-10-16 14:01:44 GMT)
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hi ivana
judging from what i've seen, it seems that "frazione di premio" is simply an odd, legalese way of indicating a part of a premium. see:
http://www.analisiaziendale.it/basilea2_e_le_nuove_frontiere...
"Queste clausole pattuiscono una frazione di premio alla stipula della polizza e una regolazione a fine anno. "
or
http://www.aduc.it/dyn/sosonline/leggienorme/legg_mostra.php...
"1. Il consumatore che esercita il diritto di recesso previsto dall'articolo 11, comma 1, e' tenuto a pagare solo l'importo del servizio finanziario effettivamente prestato dal fornitore conformemente al contratto a distanza. L'esecuzione del contratto puo' iniziare solo previa richiesta del consumatore. Nei contratti di assicurazione l'impresa trattiene la frazione di premio relativa al periodo in cui il contratto ha avuto effetto."
hth :-))
http://www.insurance.za.org/pro-rata-premium.htm
https://vault2.secured-url.com/iib/dictionary_display_by_let...
--------------------------------------------------
Note added at 53 mins (2007-10-16 14:01:44 GMT)
--------------------------------------------------
hi ivana
judging from what i've seen, it seems that "frazione di premio" is simply an odd, legalese way of indicating a part of a premium. see:
http://www.analisiaziendale.it/basilea2_e_le_nuove_frontiere...
"Queste clausole pattuiscono una frazione di premio alla stipula della polizza e una regolazione a fine anno. "
or
http://www.aduc.it/dyn/sosonline/leggienorme/legg_mostra.php...
"1. Il consumatore che esercita il diritto di recesso previsto dall'articolo 11, comma 1, e' tenuto a pagare solo l'importo del servizio finanziario effettivamente prestato dal fornitore conformemente al contratto a distanza. L'esecuzione del contratto puo' iniziare solo previa richiesta del consumatore. Nei contratti di assicurazione l'impresa trattiene la frazione di premio relativa al periodo in cui il contratto ha avuto effetto."
hth :-))
Note from asker:
| Grazie per i link - sei stata di grande aiuto. Si`, credo che intendano "frazionato" nel senzo di "pagemento frazionato" (payment in instalments) - in questo case "premium instalments"). |
Peer comment(s):
| agree |
Giovanni Pizzati (X)
1 hr
|
|
grazie giovanni :-)
|
|
| agree |
Rosanna Palermo
: pro-rated premium installments.
12 hrs
|
|
grazie :-)
|
1 hr
Neil Crockford
Native in English
Specializes in field
40 years' industry experience
Native in: English
Works in: German to English, Portuguese to English, Spanish to English, and 7 more.
Related KudoZ points
:
12
premium instalments
This looks like a reserve for unpaid instalments, where payment of the annual premium is made at set times during the year of insurance.
Note from asker:
| This in my understanding too (now that I've got my head around "frazionato")!. Thanks Neil. |
1 hr
Paul O'Brien
Argentina
Argentina
Native in English
Specializes in field
Argentina
Legal and environment specialist, PhD
Native in: English
Works in: Italian to English, Spanish to English, English
Related KudoZ points
:
176
partial premium payment
or partial payment of premium
Discussion