Glossary entry (derived from question below)
Spanish term or phrase:
mix crediticio
English translation:
lending mix
Added to glossary by
John Rynne
Oct 4, 2007 09:16
16 yrs ago
3 viewers *
Spanish term
Native in: English 
Works in: Spanish to English, French to English, German to English, and 1 more.
mix crediticio
Spanish to English
Bus/Financial
Finance (general)
news article
This is from a news article on the possible problems of savings banks if there is a sudden correction in the Spanish real estate market.
The sentence that I am having problems with is:
"cinco cajas de ahorro de ámbito regional o local, a las que no identifica, pueden experimentar una rebaja en sus «ratings» por el peso relativo del crédito a promotores en su «mix» crediticio." So I am not sure how to translate the part
"por el peso relativo del crédito a promotores en su «mix» crediticio"
Can anybody help me please?
So far I have got "five regional or local savings banks, the names of which have not been disclosed, may be at risk of ratings downgrades due to the relative weight of credit incurred....???"
The sentence that I am having problems with is:
"cinco cajas de ahorro de ámbito regional o local, a las que no identifica, pueden experimentar una rebaja en sus «ratings» por el peso relativo del crédito a promotores en su «mix» crediticio." So I am not sure how to translate the part
"por el peso relativo del crédito a promotores en su «mix» crediticio"
Can anybody help me please?
So far I have got "five regional or local savings banks, the names of which have not been disclosed, may be at risk of ratings downgrades due to the relative weight of credit incurred....???"
Proposed translations
(English)
| 5 +1 | lending mix |
John Rynne
|
| 3 | total of credit portfolio |
cristina estanislau
|
| 3 | ... loans to "promotores" in its loan portfolio |
Latin_Hellas (X)
|
Change log
Oct 4, 2007 10:18: John Rynne Created KOG entry
Proposed translations
+1
20 mins
John Rynne
Native in English
Specializes in field
Experts in finance - Spain
Native in: English 
Works in: Spanish to English, English to Spanish
Related KudoZ points
:
489
Selected
lending mix
the banks are over-exposed to real estate developers as a percentage of their lending mix
4 KudoZ points awarded for this answer.
Comment: "Great thanks very much, that is very helpul!"
13 mins
cristina estanislau
Specializes in field
Really devoted and persistent
Native in: Portuguese
Works in: English to Portuguese, French to Portuguese, Portuguese to French, and 5 more.
Related KudoZ points
:
24
total of credit portfolio
sug
26 mins
... loans to "promotores" in its loan portfolio
My question here is what is the reference to "promotores", perhaps real estate agents? Certainly in the US, many real estate agents who speculated in the market as direct mortgage holders have now been caught on the downside and many mortgage companies and local banks have had to downsize, some have gone out of business.
You could substitute "credit mix" for "loan portfolio", but the expression "credit mix" is not much used in English; "credit portfolio" is also good, but not as common as "loan portfolio".
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Note added at 30 mins (2007-10-04 09:46:55 GMT)
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following John's lead ... loans to real estate developers in their loan portfolios
You could substitute "credit mix" for "loan portfolio", but the expression "credit mix" is not much used in English; "credit portfolio" is also good, but not as common as "loan portfolio".
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Note added at 30 mins (2007-10-04 09:46:55 GMT)
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following John's lead ... loans to real estate developers in their loan portfolios
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