is an administration fee
Paid Referral Fee

Fee £25 per account per day (maximum charge of £75 per account within each monthly charging period).
A Paid Referral Fee of £25 is charged when we pay an item that results in your account going overdrawn by more than £5* without an agreed limit, or by more than £5* above an agreed limit. In addition, this fee will also be charged if we pay any further items that increase your unauthorised borrowing by £1 or more.

If you stay within your agreed overdraft limit for a period of 12 months we will automatically refund the first Paid Referral Fee incurred. If, however, your account does become further overdrawn you will incur paid referral fees in line with the above.

* £25 for Platinum Banking customers

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